No Saving? No Money? but I want ..

Dream big. 

"shoot for the moon, even if you miss 
you'll land among the stars. "

"Aim high, 
aim higher than you ever thought you could 
because if it just wasn't meant to be, 
you'll still shine."

Assalamualaikum...

Hi Dolls, I just want to share what happen to me for this part few weeks.. humm. months to be exactly...this is for real, like this past few months, I cant stop think about BUYING A PROPERTY..A house.... not for me to live there, but to rent it. at least 1 Apartment House! I wont mind!

Listen this, in year 2020, our earnings must be at least RM 12,000 monthly to buy a single terrace house! (I read it somewhere few years ago, You may google it) so, can you imagine? How much it cost you a house in 2020??? now its already 2013, just about 7 years more to go!! if in 2013, for graduated student who start working with salary RM1500 - 3500 Per month, so, you imagine how much will be her/his salary in 7 years from now? not even close to RM10 000. this really really freak me out  , recently. 

So, now, t my problem is I dont have any saving, =( to pay for any down payment for a house. obviously to buy a house, at least I need more than 10% cash for booking and etc. and most bank in Malaysia will not giving you 100% full loan.
I dont want to loan from anyone, family or Along... so, how how how! UGH.. I am so eager to buy a house...! at leastt ONE!! 

You see, I was graduated in 2010 and straight further my study in Masters till end of 2011 and I realized, I dont want to continue it any more. :)  plus, I dont want to waste anyone money for some thing I dont like and use in future. :)

At the same time in 2011, I started my online business with my friend, selling clothes and accessories thru online and join bazaars. I really in love with making money by having own business but it doesnt work out with the business, partnership and in term of making money! so, still NO SAVING. :( but its ok, as this was my first business experience, I learned a lot.

Then, on early 2012, my dad was asking me to help and work with his friend who looking for someone who can help his business and I started working with Lamo Jaya Sdn Bhd in Feb 2012 untill end of year, by Jan 2013, my boss transfer me to her other company in Bangi, Ahes Jaya Sdn Bhd currently still here. Since Im working makan gaji tu, I never ever succeed in saving money! I spend what I earn. so, STILL NO SAVING! 

..... now.... MENYESAL.. 

so, back to our topic... =D

I know.... there is a way! I know..... I knowww... humm. just that I need to do more research on it, read more books and article, and ask around!

p/s: I promise, akan di blog kan sekiranya BERJAYA! Insya Allah!